Skip to Main Content
An official army family and MWR Site

Financial Readiness Program

  • Army Community Services (ACS)
  • Financial Readiness Program
#

NEED TO MAKE AN APPOINTMENT WITH ACS?

Schedule an appointment with Army Community Service to connect with the program or service you need.

Make an Appointment

#

Sign up for Training

Take control of your financial future - enroll in our classes today. 

#

ACS Calendar

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

#

Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

financial_education_and_training.svg

Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

mastering_your_money.svg

Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

credit_and_debit_assistance.svg

Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

retirement_and_financial_planning.svg

Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

consumer_protection.svg

Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

emergency_financial_assistance.svg

Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

Ask Army Answers

Keep Exploring

Newcomers Orientation

Newcomers Orientation

Oct 13 9 am - 11:45 am
NPSP Play Morning 0-5 Years

NPSP Play Morning 0-5 Years

Oct 13 10 am - 11 am
Family Advocacy Program (FAP) Leadership / EFMP Leadership Briefs

Family Advocacy Program (FAP) Leadership / EFMP Leadership Briefs

Oct 13 10:40 am - 11:45 am
FRP - PCS CMT TOUCHPOINT TRAINING

FRP - PCS CMT TOUCHPOINT TRAINING

Oct 14 9:30 am - 11 am
NPSP Sunshine & Play Playgroup

NPSP Sunshine & Play Playgroup

Oct 14 10 am - 11 am
FRP – BANKING AND FINANCIAL SERVICES TRAINING

FRP – BANKING AND FINANCIAL SERVICES TRAINING

Oct 14 11 am - 12 pm
SMOOTH MOVE

SMOOTH MOVE

Oct 14 1 pm - 2 pm
FRP - PCS CMT TOUCHPOINT TRAINING

FRP - PCS CMT TOUCHPOINT TRAINING

Oct 14 1:30 pm - 3 pm
FRP - MARRIAGE AND DIVORCE FRP CMT TOUCHPOINT TRAINING

FRP - MARRIAGE AND DIVORCE FRP CMT TOUCHPOINT TRAINING

Oct 14 2:30 pm - 4 pm
Understanding Your Newborn

Understanding Your Newborn

Oct 15 12 pm - 3 pm

NPSP Play Morning 0-5 Years

Oct 20 10 am - 11 am
NPSP Play Morning 0-5 Years
NPSP Play Morning 0-5 Years

NPSP Play Morning 0-5 Years

Oct 20 10 am - 11 am
Mandatory Annual FAP Troop Training

Mandatory Annual FAP Troop Training

Oct 21 9 am - 10:30 am
NPSP Sunshine & Play Playgroup

NPSP Sunshine & Play Playgroup

Oct 21 10 am - 11 am
SMOOTH MOVE

SMOOTH MOVE

Oct 21 1 pm - 2 pm

SMOOTH MOVE

Oct 21 1 pm - 2 pm
SMOOTH MOVE
FRP – VESTING IN TSP CMT TOUCHPOINT TRAINING

FRP – VESTING IN TSP CMT TOUCHPOINT TRAINING

Oct 23 11 am - 12 pm
Newcomers Orientation

Newcomers Orientation

Oct 27 9 am - 11:45 am
Family Advocacy Program (FAP) Leadership / EFMP Leadership Briefs

Family Advocacy Program (FAP) Leadership / EFMP Leadership Briefs

Oct 27 10:40 am - 11:45 am
FAP/NPSP Costume Halloween Parade

FAP/NPSP Costume Halloween Parade

Oct 28 10 am - 11 am
VMIS Training

VMIS Training

Oct 29 1 pm - 2 pm
OPOC Training

OPOC Training

Oct 29 2 pm - 3:30 pm
Newcomers Orientation

Newcomers Orientation

Nov 3 9 am - 11:45 am
OPOC Training

OPOC Training

Nov 5 2 pm - 3 pm